Get the Disability Benefits You Deserve
TEXAS ERISA LAWYER J. PRICE MCNAMARA
In these tough economic times, finding a job that pays a decent living wage can be difficult. People who are fortunate enough to have secure, steady employment generally work very hard to keep their jobs, often putting their professional duties above their personal lives. To lose such a job is frustrating and disheartening in itself; to be unable to work due to injury or illness only compounds the stress. The disabled employee cannot simply “go find another job.” In addition to having to cope with the physical pain and limitations associated with his or her condition, the employee and his or her loved ones must deal with tremendous, often overwhelming financial and emotional pressures.
Many of this nation’s workers believe that if they are injured and cannot work, they will at least be able to depend on their employer-provided long-term disability benefits. That is, they believe it until they attempt to collect those benefits. At that point, these disabled employees become familiar with a law that will change the course of their lives from then on: ERISA.
The Unfortunate Realities of ERISA
As you read through the pages of this website, odds are that you are at least familiar with ERISA, or the Employee Retirement Income Security Act of 1974. In fact, you probably now realize how this law places countless hurdles in the pathway of injured workers seeking to collect their disability benefits while empowering the insurance companies that approve or deny their claims. The insurance companies know that the law favors them, which gives them little incentive to approve claims even when there is ample evidence of an employee’s disability.
If your claim for disability benefits under ERISA was denied by your insurance company, it may seem as though you now face an extraordinarily uphill battle to obtain those benefits. You may even feel like giving up altogether. That’s certainly what your insurer is hoping you will do.
As an injured employee who cannot perform your assigned job duties, however, you have rights. Yes, ERISA stacks the odds against you and in favor of your insurance company. That’s why you need to have a legal professional with extensive experience in ERISA law in your corner. That’s why you need ERISA lawyer J. Price McNamara.