When And Why AD&D Insurance Companies Deny Claims
Losing a loved one is never easy. Along with the emotional pain comes the financial burdens associated with end-of-life expenses. Covering the costs of these expenses becomes even more difficult when insurance companies deny claims. Read on to learn what to do if an AD&D insurance company chose to deny your claims after the death of a loved one. Understanding…Read More >
The Role of Surveillance in Your Disability Claim
Insurance companies are for-profit institutions, and as such, have an interest in not paying your claim. They know that it is not unheard of for employees to file for disability and exaggerate their symptoms in order to maximize their payout. In an effort to determine if a claim is valid, insurance companies will often utilize surveillance in determining the legitimacy…Read More >
The History of ERISA – Making Sure You’re Protected
If you are looking into the details of your employer-provided benefits, or if you have had a claim denied, you will likely come across the term ERISA. ERISA stands for Employee Retirement Income Security Act of 1974, and it is a set of legislation that was designed to protect workers' rights when it comes to their benefits. Like most complex…Read More >
How To Prove Your Long Term Disability Claim
A long term disability can impact your life in a number of ways, including your ability to work and earn an income. While many individuals suffering from disability breathe a sigh of relief knowing that they have insurance to cover it, that relief is quickly replaced by frustration over the complexity of proving that you are eligible for those benefits.…Read More >
How Does Life Insurance Work?
Obtaining life insurance can sure feel like a complicated process. You are probably asking yourself how does life insurance work and do I even need it? While trying to understand the ins and outs of life insurance can feel overwhelming, it doesn't have to be that way. How Does Life Insurance Work? Obtaining life insurance is never about yourself. It…Read More >
What Can An ERISA Long Term Disability Insurance Attorney Recover For Victims?
What damages can an ERISA long term disability insurance lawyer recover in a settlement or in court, if a disability insurance company wrongfully denies my long-term disability benefits claim? As you might expect, as a long term disability insurance attorney, this is a common and frequent question I get from clients, and usually one of the first questions most clients ask. The answer depends in part…Read More >
Eight Important Tips For People Considering Retirement Soon
Retirement is a transition in life that usually requires significant changes to your income and lifestyle. If you are planning on retiring in the near future, it is important that you take steps now to prepare yourself. Below you will find 7 tips to help you prepare for your own retirement. 1) Decide how you will spend your time retirement.…Read More >
9 Great Tips For Maximizing Summer Savings
As summer quickly comes upon us, many of us will be tempted to spend more than we should. Some of us will spend cash on wonderful beach trips, others will splurge on pricey hotels, and still others will spend more than they should on warm weather clothes and shoes. Spending experts would like us to know that summer doesn’t need…Read More >
Will Regulations For Retirement Accounts Change Soon?
Most Americans were stunned when Obamacare was put into place and many still do not understand all of the ramifications the healthcare law requires. But just when readers thought they had been dealt all the changes they were expecting, President Obama's regulatory agencies have plans to make changes with regulations for retirement savings. According to the Wall Street Journal, the…Read More >
12 Simple Ways To Boost Your Retirement Savings Now
When you plan for your retirement it is always best to start as early as possible, get professional advice, and listen to the experts. That being said, there are some simple steps you can take to increase your retirement savings. Consider the following tips to help you boost your retirement savings today. 1) Set a realistic goal. Sit down with a…Read More >